Today my husband had a phone appointment with our local social security office. He's decided to go ahead and claim his social security retirement, effective immediately! He went off to work today prepared to give two weeks' notice, and by the end of this month he will be (mostly) retired!
He's been managing the aquarium section of the pet store for 26 years, so this is a big moment in his life. He's not quite at full retirement age yet, but his social security check will be almost exactly the same amount he makes at the store. The plan is for him to continue to service aquariums, which is his own small business. From those jobs he earns just below the maximum he's allowed to earn while receiving retirement benefits, so his income will remain exactly the same, but he'll only be working a few hours each week (and on his own schedule). Once he reaches full retirement age there won't be a limit on how much "side" income he's allowed to earn.
I'm so happy for him! He's always been such an incredibly hard worker, and he deserves to have time off while he's still young enough and healthy enough to enjoy it. And he's grown increasingly unhappy with the pet business. He worries so much about the animals that get sold, and of course they're sold to anyone who has the money to pay for them regardless of whether they can or will take care of them. That's just part of the job. Even selling "feeder" goldfish bothers him. So now that's not going to be part of his life anymore! And he's really looking forward to learning how to do some home improvement projects he's been thinking about and having time for fun.
So the big changes in our house continue! What a year it's turning out to be, and it's only February!